About

IRAInvesting.com is an independent education site for people who want to understand how individual retirement accounts work and how to use them well. We cover Traditional and Roth IRAs, SEP and SIMPLE plans, 401(k) rollovers, and self-directed IRAs that hold alternative assets such as physical gold and silver.

Why this site exists

Most retirement information online is either too shallow to be useful or written to sell a product. We built IRAInvesting.com to sit in between: practical, plain-language guides and honest company reviews that help you make your own decision, with the commercial relationships disclosed openly.

Who writes it

Our guides and reviews are written by Tim Schmidt, a precious metals investor with more than a decade of experience covering alternative IRA investments. He has been through the gold IRA rollover process himself, keeps part of his own retirement savings in physical metals, and his retirement-investing work has been cited by USA Today. He writes from the position of someone who has actually done what these pages describe.

Every guide and review is reviewed for accuracy by Sean Webster, CPA, who checks the tax treatment, contribution rules, and account mechanics so the information you read holds up.

How we keep it honest

IRAInvesting.com earns referral commissions from some of the companies we review. That revenue keeps the site free, and it never changes our rankings or what we write. Companies are scored against a published rubric, and a company that pays us nothing can outrank one that pays us more. The full methodology is in our Editorial Policy, and every commercial relationship is listed in our Affiliate Disclosure.

What we cover

  • Choosing the right type of IRA for your situation
  • Rolling over a 401(k) or existing IRA without triggering taxes or penalties
  • How self-directed IRAs work and what they can hold
  • IRS-approved gold and silver, custodians, storage, and fees
  • Independent reviews of the major Gold IRA companies

Get in touch

Questions, corrections, or partnership inquiries are welcome at info@irainvesting.com. See our Contact page for more ways to reach us.