Universal Coin and Bullion Review 2023: Are They Reliable?

Established in Texas in 1995, Universal Coin and Bullion has been a prominent player and gold leader in the precious metals industry.

Guided forward by a commitment to excellence, Universal Coin and Bullion has garnered an A+ rating on the Better Business Bureau, a testament to their dedication to customer satisfaction.

Protect Your Wealth & Get Huge Tax Savings!

Universal Coin & Bullion: A Trustworthy Precious Metals Business

If you’re searching for a reputable brick-and-mortar store or an online platform to cater to your precious metals and rare coin needs, Universal Coin & Bullion is a name you can trust.

Established over three decades, Universal Coin & Bullion has maintained its status as an Accredited Business with the Better Business Bureau (BBB) since October 1995, a testament to its commitment to quality and customer satisfaction.

As a trusted player in the industry, Universal Coin & Bullion holds the following certifications and authorizations:

  • NGC (Numismatic Guaranty Corporation) Authorized Dealer
  • Member of the National Coin and Bullion Association
  • Contributor to the Official Red Book 71st Edition
  • Accredited Precious Metals Dealer recognized by P.N.G / APMD
  • Dealer authorized by the Royal Canadian Mint

With Universal Coin & Bullion’s extensive experience, reputable CEO, and impressive industry affiliations, you can feel confident when seeking their services for your precious metals and rare coin investments.

Offers You Can Avail

Here are a few offerings by Universal Coin & Bullion. These pieces can be found under the offers tab on their homepage.

**Subject to change, so check out their website for more information.

2022 $50 American Gold Eagle

  • 1 Troy Ounce
  • .9167 Fine Gold Coin

2022 1 oz American Gold Buffalo

  • American Gold Buffalo
  • .9999 Fine Gold Bullion
  • 1 Troy Ounce

2022 1 oz Canadian Gold Maple Leaf

  • Canadian Gold
  • .999 Fine Gold
  • 1 Troy Ounce

Discover a Wide Variety of Gold and Silver Coins at Universal Coin & Bullion

Here’s a glimpse of some of the options currently available, but be sure to visit the website for the most up-to-date offerings:

Gold Coin & Bar Options:

  • Gold American Eagles
  • Canadian Gold Maple Leafs
  • Gold American Buffalos
  • British Gold Coins
  • Pre-1933 U.S. Mint Gold
  • South African Gold Krugerrands
  • Australian Gold Kangaroos
  • Austrian Gold Philharmonics
  • Mexican Gold Coins
  • 24kt Gold Bullion Bars

Silver Coin & Bar Options:

  • American Silver Eagle Coins
  • Canadian Silver Coins
  • British Silver Coins
  • Australian Silver Kangaroo Coins
  • Austrian Silver Vienna Philharmonic Coins
  • South African Silver Krugerrands
  • Chinese Silver Panda Coins
  • Silver Rounds
  • Silver Dollars
  • 1oz to 100oz Silver Bullion Bars

What Services Do They Offer?

Universal Coin & Bullion boasts an impressive array of investment options. From globally renowned coins like American Eagle and Gold American Buffalo to Silver Eagles and Australian Kangaroos, they offer a wide selection of gold and silver bullion coins.

For those seeking tangible investments, they also provide various weight options in the form of bars.

  • Gold Bullion Coins

    Investing in gold bullion coins from Universal Coin & Bullion is a savvy move for those looking to diversify their investment portfolio.

    It’s like your secret weapon in the world of investments! But what’s super cool about gold bullion coins is that they’re the real deal, like you can hold them in your hand. It’s like adding that extra oomph to your investment game, you know?

    My investigation has shown that acquiring gold coins from Universal Coin & Bullion is straightforward. You select your desired options, make the payment, and eagerly await the arrival of your investments, which can be proudly displayed or even passed down as cherished family heirlooms.

  • Silver Bullion Coins

    Silver coins, in particular, exude a unique charm and present an intriguing opportunity to potentially appreciate in value over time, making them attractive collectibles for enthusiasts.

    Alternatively, silver bars and rounds provide more straightforward investments, with values determined by weight and purity.

    Regardless of your choice, whether coins, rounds, or bars, you can trust silver’s stability and enduring appeal as a precious metal investment.

  • Precious Metals IRA

    Universal Coin & Bullion goes a step further in helping customers secure their financial future by offering Precious Metals IRAs. Individuals must meet the minimum account requirements and be eligible by age to qualify for this investment opportunity.

  • Certification and Grading

    When investing in coins, peace of mind is paramount. Universal Coin & Bullion delivers on this front by offering certified coins graded by renowned agencies like the Numismatic Guaranty Corporation (NGC) and the Professional Coin Grading Service (PCGS). These certifications elevate the value, liquidity, and security of your assets.

    Buyers can confidently approach transactions, knowing certified coins fetch better resale prices than uncertified counterparts.

  • Coin Collection and Numismatic Services

    Regarding Coin Collection and Numismatic Services, Universal Coin & Bullion stands out as an expert. Their offerings encompass a remarkable selection of numismatic coins, bullion shares, and rare coin collectibles, catering to investors and collectors alike.

    Their inventory showcases an impressive assortment of rare and historical coins, coins with mint errors, bullion shares, and limited-edition releases,

    When it comes to staying informed about the precious metals market, Universal Coin & Bullion has investors covered.

Universal Coin and Bullion’s Commitment to Customer Support

Universal Coin & Bullion places paramount importance on customer satisfaction. Universal Coin & Bullion’s commitment to delivering outstanding customer support to clients nationwide is clearly demonstrated by their team of highly knowledgeable professionals who are always on hand to assist with inquiries and streamline transactions.

Furthermore, they prioritize accessibility and convenience for their customers by providing a variety of communication channels.

Whether you prefer the personal touch of a phone call, the convenience of email correspondence, or the immediacy of live chat, they are committed to meeting your needs. Universal Coin & Bullion has masterfully created a seamless and enjoyable buying and outstanding collecting experience by strongly emphasizing customer service and crafting a user-friendly platform.

The Settlement Process and Resale Facilitation

Based on my experience, Universal Coin & Bullion goes the extra mile to simplify the settlement process and ensure a seamless resale business experience for its clients. The company offers valuable guidance on liquidating precious metals investments at optimal values, considering prevailing market conditions and investors’ preferences.

When the time comes to sell, clients can rely on Universal Coin & Bullion’s experienced team, who are readily available to discuss the current valuation of their holdings and explore the most suitable selling options.

Universal Coin and Bullion: Customer Experiences

Universal Coin & Bullion reviews garner various reviews of Universal Coin and the Bullion reviews review customer experiences, reflecting accolades and concerns.

Conversely, based on my experience, customers report encountering pressure sales tactics and difficulties receiving prompt callbacks when seeking to sell coins or bullion acquired through Universal Coin & Bullion Review’s offerings.

Let’s delve into the details of these customer perspectives, shedding light on their positive and negative encounters when engaging with this renowned entity in the business response to buying and selling precious metals, specifically gold and silver coins or bars.

Universal Coin & Bullion: Insights from Reviews, Ratings, and Complaints

We’ve compiled data from various reputable consumer reporting and rating agencies to provide a comprehensive overview and review of Universal Coin & Bullion’s reputation. To explore these insights and reviews further, click the links below.

  • Better Business Bureau (BBB) Rating: A+
  • BBB Complaints: 3 complaints filed and resolved in the last three years
  • Business Consumer Alliance (BCA) Rating: C
  • BCA Complaints: Information not available
  • Yellow Pages: Profile
  • TrustLink: Profile
  • Trustpilot: Profile
  • RipOff Report: 6 Reports
  • Facebook: Profile

Universal Coin & Bullion’s performance has been subject to scrutiny from various sources, offering valuable insights for making informed decisions based on the experiences and feedback of other individuals and investors.

Positive Reviews:

  • Universal Coin & Bullion has garnered an impressive A+ rating from the Better Business Bureau, underscoring their unwavering commitment to excellence and customer satisfaction.
  • Their dedication to cultivating a positive work environment is reflected in their supportive and highly motivated team, resulting in exceptional service delivery.
  • Investors have expressed their appreciation for Universal Coin & Bullion’s competitive pricing, which streamlines the transaction process when combined with favorable market conditions.

Negative Reviews:

  • Some customers have reported slow response times from Universal Coin & Bullion, which can be frustrating for those seeking prompt assistance.
  • Negative feedback includes encounters with unfriendly staff, suggesting that not all company personnel interactions are positive.
  • Customers have faced challenges when contacting the company, indicating potential communication issues.
  • There have been reports of unexpected fees not initially specified, leading to surprises for some investors.

The Benefits of NGC or PCGS Certified Coins

Let’s talk about the perks of going for NGC or PCGS-certified coins. Seriously, it’s a game-changer!

  1. Insurance Ease: These certified coins make insuring your investment a breeze. You know your precious metals are protected.
  2. Competitive Pricing: Universal Coins and Bullions don’t mess around with their pricing. It’s super competitive, even when you stack it up against the big players in the precious metals game.
  3. Discount Potential: Here’s a secret: You can score discounts on top-quality coins. Who doesn’t love a good deal?
  4. Extra Security: Certified coins have their own barcodes and ID numbers. It’s like having an extra layer of security when you’re making a purchase.
  5. Government-Backed Assurance: The United States Government has your back regarding this gold’s content, weight, and purity. So you know it’s legit.
  6. Top-Notch Reputation: PCGS and NGC are the big shots in the gold coin certification world. They’ve got a stellar reputation for authentication.
  7. Value Boost: Certified coins often have the upper hand in value compared to their uncertified counterparts. It’s like turning your investment up a notch.
  8. Liquid Gold: Need to cash in quickly? Certified coins are often more liquid than uncertified ones. Talk about convenience!
  9. Preserved Quality: Thanks to those sonically sealed holders, your gold’s condition stays top-notch. No need to worry about wear and tear.

Certified coins, my friend, are the way to a smoother and more secure investment journey.

Comparing Your Precious Metals IRA Options

When venturing into Precious Metals IRAs, conducting a thorough comparison of the investment strategies of different firms investment strategies is critical.

By considering these crucial elements, you position yourself to make a well-informed decision regarding which company aligns best with your unique requirements. Investing wisely in precious metals can yield significant benefits, provided you navigate the landscape with diligence and care.

Examining Reputation

When entrusting your hard-earned resources to an investment endeavor, the reputation of Universal Coin & Bullion carries substantial weight.

With its establishment in 1995 and an impressive A+ rating from the Better Business Bureau, Universal Coin & Bullion is a well-respected entity in its industry. Founder Michael Fuljenz’s commendable work adds further credibility to the company.

Acknowledging that no single coin or bullion business can guarantee absolute perfection is essential. Therefore, exploring alternative options and conducting thorough research before reaching a final decision is prudent.

This approach ensures that you confidently embark on your investment journey, setting the stage for an optimal investment experience.

Payment Methods Accepted by UCB

UCB offers various payment methods to accommodate your preferences. Here are the accepted payment methods:

  1. Paper Check: UCB accepts various paper checks, including personal checks, business checks, cashier’s checks, and money orders. Please note that checks are subject to a holding period of 10 to 15 days before the product is released.
  2. Credit Card: For online orders totaling less than $1,000, UCB accepts all major credit cards. This convenient payment method allows you to complete your purchase with ease securely.
  3. Bank Wire / Bank-to-Bank Transfer Payment: If your order exceeds $1,000, you can pay for a bank wire or bank-to-bank transfer. When you place your order using this method, prices are locked in, ensuring you receive the agreed-upon rate.

Feel free to choose the best payment method for your needs when transacting with UCB. Please make free time to contact our customer service team if you have any further questions or require assistance with your payment.

Pricing and Policies

  • Competitive Pricing: Universal Coin & Bullion maintains competitive prices for gold, silver, and coins, leveraging an extensive network of global suppliers to source their products. This broad reach allows them to offer competitive rates to customers.
  • Flexible Payment Options: Universal Coin & Bullion provides flexibility in payment options, including credit cards, PayPal, and bank transfers, accommodating various preferences.
  • Generous Return Policy: Customers benefit from a generous 30-day return policy, offering peace of mind should their investment needs change or unforeseen circumstances arise.
  • Free Shipping: As an added bonus, Universal Coin & Bullion offers free shipping on orders exceeding $500, enhancing the overall value proposition.
  • Comparative Analysis: Conducting a thorough market comparison before making any investment decisions is advisable, ensuring you receive value for your investment while aligning with your financial objectives.

Storage Fees and Custodians

  • Storage Considerations: For individuals investing in a Precious Metals IRA, it’s crucial to factor in storage fees and custodian services. Universal Coin & Bullion while not providing vault space directly, Universal Coin & Bullion collaborates with reputable third-party partners specializing in secure storage solutions.
  • Customer Investigation: Prospective customers are encouraged to explore the storage options available when selecting a provider. Considerations should encompass security, cost-effectiveness, and convenience in storing precious metals, including coins and bullion sourced from Universal Coin & Bullion.

Other Alternatives for You to Consider

1. Goldco – www.goldco.com


Goldco helps folks invest in valuable metals like gold and silver. They’re based in California and follow U.S. laws. You can put some or all of your retirement savings into gold or silver bullion through Goldco.

Bearlakegold suggests not putting all your retirement money in one type of investment. Diversify your savings by investing in different things.

Goldco is registered in California, follows their privacy laws, and is ADA compliant. They have a good reputation with an A+ rating from the Better Business Bureau and an AAA rating from the Business Consumer Alliance. Goldco has been recognized by INC 5000 for five years and follows IRS guidelines. Most investors who’ve used Goldco are happy with a 91% success rate on Trustpilot, averaging 4.8 stars.

In 2017, they partnered with Ron Paul, adding to their credibility.

2. American Hartford Gold – www.americanhartfordgold.com

American Hartford Gold Group

American Hartford Gold buys and sells gold. They started in 2015 and are in Los Angeles, California. Sanford Mann is the CEO, and Scott Gerlis is the president.

They help people invest in valuable metals like gold, silver, platinum coins and bars. You can also invest in precious metals for retirement through a special account. They deliver precious metals to your door and offer options for IRAs, 401(k)s, and TSPs.

American Hartford Gold has excellent reviews and ratings from the Better Business Bureau and Business Consumer Alliance. They ranked 74th among the fastest-growing private companies in the U.S.

3. Augusta Precious Metals – www.augustapreciousmetals.com

augusta precious metals gold ira

Augusta Precious Metals has lots of good reviews from customers. Check Google and Facebook for details. People often mention getting a good deal or having a great experience.

But you don’t only have to rely on past reviews. Augusta Precious Metals gets high ratings from business review companies, like an A+ from the Better Business Bureau and the Business Consumer Alliance.

Is Universal Coin & Bullion a Trustworthy Company?

Absolutely! Universal Coin & Bullion (UCB) is a reputable establishment.

Their specialization lies in dealing with rare coins and numismatics, offering a diverse range of gold and silver rounds and bars in varying conditions. Universal Coin & Bullion adheres to strict grading standards, following the guidelines set by NGC and PCGS, and employs the Sheldon Grading Scale, a 70-point numerical system, to determine the precise rating and value of coins.

As with any business, there may be occasional issues and complaints, but it’s evident that UCB boasts a mix of satisfied and content customers alongside those who may have had less favorable experiences.

If you’re contemplating Universal Coin & Bullion for your next investment, it’s worth noting that they hold an A+ rating with the Better Business Bureau (BBB), backed by 5 reviews, and have received 24 reviews on their Facebook page, further attesting to their reliability and trustworthiness.

Frequently Asked Questions

Is Universal Coin & Bullion a reputable company?

Universal Coin & Bullion is widely recognized as a reputable and legitimate entity in the rare coin market. Shopping with them is a safe and highly recommended choice for those seeking genuine coins.

All indicators point towards Universal Coin & Bullion being an excellent choice for those considering a purchase.

How can I begin investing with Universal Coin & Bullion?

Embarking on your investment journey with Universal Coin & Bullion is straightforward. Visit their site to explore their extensive range of gold and silver bullion coins, bars, and IRA investment options.

After you’ve identified your preferred investment, you can purchase online or contact their customer service team for guidance and support.

What sets Universal Coin & Bullion apart from other precious metal dealers?

With an esteemed A+ rating from the Better Business Bureau and a proven track record in the industry, Universal Coin & Bullion offers trust and reliability highly valued by investors.

Final Thoughts

Suppose you’re an investor seeking to diversify your portfolio by adding gold and silver coins or bars and require the ability to compare prices across various gold and silver investment platforms. In that case, UCB may not be the most suitable option.

UCB is an excellent destination for rare coin enthusiasts but may not cater to novice investors solely interested in purchasing IRA-qualified precious metals.

If you’re considering buying from Universal Coin & Bullion, ensuring that your understanding of the rare coin market and prices aligns with the current market rates for gold melt value is essential. Investing in rare coins is a collector’s endeavor and may not be suitable for those with limited information and budget constraints.

We also offer options for investors seeking to roll over their 401(k) or transfer funds from one IRA to a self-directed IRA for investment purposes. You will be redirected to the top choice among gold IRA companies, The Plugs, by clicking the link below.

As with all our reviews, we cannot emphasize the importance of investor education. Take the time to research all companies and investment opportunities thoroughly. While we provide information to help you understand the company, you must grasp the intricacies of the investments and make informed decisions.

So, there you have it! We hope you find this review informative and helpful at the same time.

Other Precious Metals Dealers:

Tim Schmidt


Tim Schmidt is an Entrepreneur who has covered retirement investing since 2012. He started IRA Investing to share his expertise in using his Self-Directed IRA for alternative investments. His views on retirement investing have been highlighted in USA Today, Business Insider, Tech Times, and more. He invested with Goldco.