Montana Rarities Review 2023: Scam Risk or Safe to Invest?

So, you’re on the hunt for a top-notch gold company, huh? Well, you’re in the right place. But here’s the deal – finding the right gold dealer can feel a bit like searching for a needle in a haystack. You want to diversify your portfolio with rare precious metals like gold and silver, but you don’t want to get tangled up with a scammer.

So, let’s kick things off by taking a closer look at one player in the gold game – Montana Rarities. We’re here to help you sort through the glitter and gold to see if they’re the real deal.

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Unveiling Montana Rarities: Your Precious Metals Partner

Ever since they opened shop in 2008, they’ve been calling Florence, Montana, their home base. Now, what sets them apart is their love for tangible assets. They’re all about offering you a piece of the precious metal pie to diversify your investments.

Montana Rarities isn’t one to stick to the same old tune. Over the years, they’ve mixed things up a bit. They used to dish out precious metals purchases in various quantities, but the owner decided to shake things up. As of 2022, they’re all about serving up smaller amounts of precious metals and getting them to you faster through wholesale drop-ship services. It’s like having your precious metals on the express lane.

Here’s the kicker – you don’t need to break the bank to invest with them. They’ve scrapped the minimum purchase requirement for regular precious metal investments. So, whether you’re in for a little or a lot, Montana Rarities is here to welcome you with open arms.

They’re not big on online marketing or flashy ads. The owner has made it clear that you won’t see them plastered all over your screens. It’s all about a different approach to precious metals.

What Does Montana Rarities Sell?

Montana Rarities offers you golden goodies. They have a variety of gold to offer. Think American Gold Eagles, American Gold Buffalos, Australian Gold Philharmonics, Canadian Maple Leafs, China Pandas, and Great Britain Gold Britannia. That’s like a global tour of gold coins and bullion!

But wait, there’s more! They’ve got gold collectibles too. Ever heard of Austria Gold 4 Ducats or Argentina Gold 5-Pesos? They’ve got those in their treasure chest too.

If silver’s more your style, they’ve got that covered too. It’s not just silver bars and coins; it’s a whole silver wonderland. Check out Monarch Silver bars, Silver Eagles, Buffalo Indian Head rounds, and Valcambi Silver Combibar. They’ve got something for every silver lover.

But hold on tight – they’ve got a special treat with collectible silver. Monarch building blocks, alien heads, and Day of the Dead Sugar Skull Rose products are just some of the cool collectibles you can explore.

If you’re in the mood for something even more unique, Montana Rarities has platinum, rhodium, and palladium options. Think Englehard platinum bars, Pamp Suisse bars, Canada platinum Maple 1 Troy coins, and even Canadian Palladium Maple 1 Troy coins.

So, whether you’re all about gold, silver, platinum, or even the rare and precious rhodium and palladium, Montana Rarities is your playground for precious metals dealer.

Getting Started with Montana Rarities

Are you ready to embark on your precious metals adventure with Montana Rarities? Before you dive into the world of glittering gold and shimmering silver, you should set up your account first. Here’s the lowdown on how to create an account with them.

Personal Details

First things first, they’ll need to know a bit about you. You’ll provide your basic info – like your name, shipping address, and phone number. It’s like getting your passport ready for your precious metals journey.

PayPal Convenience

Good news! Montana Rarities accepts PayPal payments. You can set up one-click payments and stay signed into your PayPal account right through your user account. It’s like having a shortcut to smooth transactions.

Add Payment Info

If you prefer using PayPal or a credit card for your purchases, you can add these payment methods to your user account. This way, you won’t have to keep typing in your info every time you place an order.

Secure and Safe

Montana Rarities takes your security seriously. While they don’t require two-part authentication, they’ve got your back. They use encryption and secured socket layers to make sure your data is locked up tight. It’s like having a fortress around your user account.

Alternative Payment Methods

Now, if you’re more into paying for your precious metals with a check, bank wire transfer, or money order, here’s the deal. You’ll need to reach out to them to complete your order. Unfortunately, their website shopping cart doesn’t have options for these payment methods.

Setting Up Your Precious Metals IRA with Montana Rarities Website

Montana Rarities isn’t just about selling precious metals; they’ve got a program that lets you nestle your precious metals right into your Individual Retirement Account (IRA).

First things first, you need to fund your precious metals IRA. You can do this by making contributions to a traditional or Roth IRA, or you can use precious metals you already own. It’s like giving your IRA a shiny makeover.

Most folks go the route of transferring funds from a Roth account or rolling over funds from a traditional IRA into their shiny new gold IRA company. It’s like moving your financial puzzle pieces around to create a golden picture of your future.

Before you dive in, you need to bring an IRS-approved custodian on board. This custodian is like your financial conductor, managing all the paperwork and transfers. They’ll reach out to your employer or the organization where your current IRA is hanging out.

Your custodian knows the ins and outs of setting up your new gold or precious metals IRS. They’ll also help you sift through gold companies to make sure you’re making the right choices. They can even work hand-in-hand with Montana Rarities and your IRA provider to make the whole process seamless.

Navigating Your Precious Metals IRA

Take your time to browse through Money Metals Exchange’s treasure trove of precious metals and pick out the ones that tickle your fancy. It’s like being a kid in a candy store, but the candy is gold and silver.

Once you’ve made your final selections, it’s time to get the financial gears turning. Contact your custodian and let them know it’s time to transfer the funds. This is the part where you bring your shiny dreams to life.

Now, with the funds in place, Montana Rarities will do their magic. They’ll ship your precious metals off to an IRS-approved depository. It’s like sending your treasures to a well-guarded fortress where they’ll stay safe and sound.

Remember, it’s your call on the precious metals, and with a trustworthy company like Montana Rarities, you’re in good hands.

Safekeeping Your Precious Metals: A Guide to Depositories and Costs

When it comes to your precious metals IRA, there’s an important rule you need to remember: Montana Rarities or any other company can’t store your precious metals for you. It’s against the law. So, where do your treasures go? To a depository.

When you’re setting up your precious metals IRA, all the gold and collectible silver coins you choose must head to a depository. It’s like sending your valuables to a high-security vault where they’ll be watched over day and night.

Now, here’s a word of caution. If a gold company offers to store your precious metals, be careful. It’s not above board. Instead, talk to your custodian. They’ll help you find an IRS-approved depository that follows the rules. Think of your custodian as your financial compass in this treasure hunt.

When you’re choosing a depository, think about safety and security. You want a depository provider with a squeaky-clean record – no legal complaints against them. After all, your precious metals will be camping out there until you decide it’s time to cash in.

Now, let’s get down to brass tacks – the cost of keeping your precious metals safe. Depositories charge fees, and these can be monthly or annual, depending on the depository’s rules. But that’s not all; you’ll also have ongoing custodian fees. To get the best bang for your buck, compare providers and find the rates that work for you.

How to Sell with Montana Rarities

It’s time to talk about turning your precious metals into cold, hard cash with Montana Rarities. Whether you’ve got a few gold coins or a shiny stash of silver, here’s how you can make a sale.

First things first, head over to Montana Rarities’ website and click on their “Sell Gold” tab. Now, you’ll see an “Email Us” link – give that a click. In your email, spill the beans on what precious metals you want to sell. Be sure to include details like the product’s condition, weight, and its full name. It’s like giving them the blueprint to your treasure.

A friendly service representative will get back to you with a cash offer. Now, you’ve got a choice to make – accept the offer and celebrate, or politely decline if it’s not quite what you were hoping for. To help you decide, head on over to the bottom of their “Sell Gold” page. There, you’ll find a handy price chart that can give you an idea of what to expect.

If you’re all aboard with their offer, Montana Rarities has got you covered. They’ll provide the packaging you need to send your precious metals to their location, along with clear instructions on how to pack them up securely. Think of it as getting your treasures ready for a safe journey.

Here’s the deal – Montana Rarities expects the metals you send to match the condition you described. So, if you said your gold coin was in mint condition, make sure it’s just that. If there are any surprises, they might reduce your payment.

Last but not least, keep an eye on your emails and phone calls. If Montana Rarities has any questions about the condition of your precious metals, don’t leave them hanging. Get in touch ASAP. If you don’t, you might end up with less moolah or, worse, your items sent back without payment.

How to Sell Back Your Precious Metals to Montana Rarities

So, you’ve got some precious metals you bought from Montana Rarities, and now you’re thinking about selling them back. Let’s talk about how you can set up a buyback and get some cash in your pocket.

First things first, let’s clear the air. A buyback is when you sell the precious metals you bought from Montana Rarities back to them. It’s like passing the treasure map back to the pirates – they know where the loot is buried.

Now, here’s the thing – you can only set up a buyback if you originally bought those precious metals through Montana Rarities. It’s like returning a book to the same library where you borrowed it.

Montana Rarities is a business, and businesses aim to make a profit. So, they won’t offer you the exact price you paid for those metals. They’ll determine a fair price based on the market and their costs. It’s like haggling with a treasure merchant – you aim for the best deal.

To start your buyback journey, shoot them an email. Let them know what precious metals you want to sell back. It’s like sending out a treasure-seeking message in a bottle.

A friendly customer service representative will go over your orders and figure out the price for the precious metals you’re selling. They’ll send you an offer, and they’ll also explain how you can get your payment. It’s like getting the X on your treasure map – the path to your cash.

What Customers Are Saying About Montana Rarities

Montana Rarities seems to be riding high in the ratings game, with most online reviews showing them off with four to five stars. That’s like getting a gold star in school – a sign of excellence. But here’s a little twist – their website suggests that some of these reviews might be a tad outdated because Montana Rarities has waved goodbye to monthly purchase programs.

Now, let’s get to the good stuff – the product quality. Many reviews are singing praises about the top-notch precious metals from Montana Rarities. It’s like finding a gem in a treasure chest. Customers seem to be quite pleased with what they’ve got in their hands.

Another shining point is customer service. Reviews mention that the folks at Montana Rarities are as helpful as a treasure map when you’re lost. It’s always a good sign when you know you can turn to someone for assistance.

Montana Rarities: Final Thoughts

In the world of investing, having some precious metals in your arsenal can be a game-changer. They’re like your trusty anchor in a sea of financial uncertainty, unaffected by inflation and standing strong in preserving their value.

But here’s the catch – before you jump into the precious metals game or consider an IRA backed by gold, you’ve got to find a company you can trust. You want safety, not a shady deal.

Now, when you peek behind the curtain at Montana Rarities, they look like a solid choice. But hey, the world’s a big place, and there might be other gems out there that suit your needs even better. So, do your homework, explore your options, and choose the precious metals partner that feels right for you.

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Tim Schmidt


Tim Schmidt is an Entrepreneur who has covered retirement investing since 2012. He started IRA Investing to share his expertise in using his Self-Directed IRA for alternative investments. His views on retirement investing have been highlighted in USA Today, Business Insider, Tech Times, and more. He invested with Goldco.