What is a 529 Plan?

Today I’ll share with you the basics of a 529 plan.This plan operates as a savings plan for college that provides specific financial aid and tax related benefits. Many of today’s 529 plans are also used as a way to invest and save money for grade school tuition...

15 Practical Budgeting Tips

Budgeting – it’s one activity that everybody seems to dread. Is budgeting really that bad or does it have a bad reputation? Truth be told, all a budget really is is a plan to manage your finances. That’s not too scary, right? Unfortunately some people see it as a form...

Flipping Houses for Profit

Not that long ago, I met a guy who just decided that it was time to get started in the real estate game. He decided to become a real estate agent. But he didn’t end his education there. In fact, he decided to learn all he could about renovations too. This led to him...

Growing Your Small Value Retirement Account

If you are looking to use your ROTH IRA as a retirement vehicle, but don’t have a huge balance, this post is for you!  A Roth IRA, can be a powerful vehicle to not only accumulate property, but also do it in a manner that saves you money in the long term with...

5 Steps to Improving Your Credit Score

Understanding your credit is one thing, but being able to improve your credit score without higher credit repair company Trump’s all. It’s pretty much means you can qualify for lower interest rates, better benefits on your credit cards and you can borrow...

How to Have a Successful Garage Sale

Turning the excess stuff laying around your home into cold hard cash is a brilliant way to get rid of your clutter. And you have a number of different options to do so at this point including eBay, Amazon, Craigslist, Facebook, and even classifieds in the newspaper....
Money Saving Tips from a 24 Year Old

Money Saving Tips from a 24 Year Old

​I like people who think ahead.  In the case of Tori Dunlap, who wrote this article for Forbes, she’s thinking very far ahead.  I was intrigued by her contribution and ability to forward think enough that I thought I’d come and share what she’s doing in...
Retiring to Latin America on $2,000 a Month

Retiring to Latin America on $2,000 a Month

When it comes to places to retire, it seems like most Americans (especially those from the Midwest and the Northeast) make their way down to warmer climates in the south like Florida and Arizona where they can spend their days golfing and not having to worry about...
What Is a Nondeductible IRA?

What Is a Nondeductible IRA?

Basically, if you’re looking for the type of retirement plan that you can fund using money that you’ve already paid taxes on, then you’d want to set up a nondeductible IRA. With a traditional IRA, you have the ability to use your income tax to deduct contributions....

How to Invest in Dividend Stocks

Know what feels even better than getting some money from a hard day’s work? Making money passively! While some investments take a lot of research and speculating to choose the right place to put your money in a growth stock, you can rest easy when putting some...

What is a Perfect Credit Score?

A lot of people think that to be considered to have “perfect” credit, you need to have a score of 850. After all, that is the highest credit score possible on the standard range of credit scoring. However, as described in the previous post about the...

Is a 900 Credit Score Possible?

When you check your credit, you will likely see a note on the site that indicates that the range of possible scores go from 300 to 850. These are the most common models of credit scores, so to answer the question in the title above, no, a 900 credit score is not...
15 Tips for a Happy Retirement

15 Tips for a Happy Retirement

When the financial crisis in 2008 ravaged retirement accounts far and wide, I had friends who realized exiting the workforce was no longer in the cards so they delayed it for a while longer.They still had adequate savings, but they felt waiting was the right...

Senior Driving and Keeping Premiums Low

​As a blogger who focuses on investing in retirement, I’ve always got my eyes on ways to save money as we get older.  One often overlooked topic is that of Auto Insurance for Seniors.   Today I’m going to talk about that in great detail, hoping that some of...

Should You Finance an Engagement Ring?

​Buying an engagement ring is one of the most important decisions and moments of life. Offering a diamond engagement ring to your soon-to-be wife is considered a tradition in many parts of the world.  While my blog focuses mostly on retirement decisions, I...

Monroe Capital Corp Currently Offers a 14% Yield

​Those of you who are holding cash in retirement accounts may want to consider some stocks that yield high dividends.  I just came across this gem of a stock called Monroe Capital that is currently paying a 14% yield.  If that’s not jaw dropping, I don’t...

Investing in Vape Stocks

​The electronic cigarette industry is undoubtedly one of the fastest growing industries globally. Barely a decade since its introduction to the market, the industry has already achieved global popularity and might hit the $59 billion worth mark in less than 10 years...

Alert: New IRA Conversion Rules to Consider

It’s been a long year for me personally, and I haven’t had the chance to keep this website as up to date as I wanted to due to many personal reasons.  However, today I came across an article on US News that I knew I just had to come and put in perspective that...

Making Money Investing in Gold Stocks

Among other precious metals, gold has been the most popular choice among investors. Most people today view the metal as a hedge against inflation and a measure of protection in stringent economic times. Many people choose gold to diversify their portfolios.There are...

5 Books You Should Read to Retire Wealthy

If you are looking to head into retirement with a well stocked bank account, listen up.  Today I’m going to  highlight five books you can read that will help you kick start your savings routine.I read about this list on Time.com, and felt it was worth...

Retirement Tips for 55 to 65 Year Olds

My number one tip in planning for retirement is to not procrastinate.  “I’ll do it later, there is plenty of time,” is an often heard out loud thought that many people possess.  It’s never too soon to start saving for your eventual retirement and if you find...

How to Trade Small Cap Stocks Online

Beginner investors find it more comfortable to invest in small cap stocks instead of taking on bigger investments. Small capitalization companies, of which these stocks belong to, are valued in between a price range of $250 million to $1 billion.The biggest advantage...