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15 Tips for a Happy Retirement

15 Tips for a Happy Retirement

When the financial crisis in 2008 ravaged retirement accounts far and wide, I had friends who realized exiting the workforce was no longer in the cards so they delayed it for a while longer.They still had adequate savings, but they felt waiting was the right...

Senior Driving and Keeping Premiums Low

​As a blogger who focuses on investing in retirement, I’ve always got my eyes on ways to save money as we get older.  One often overlooked topic is that of Auto Insurance for Seniors.   Today I’m going to talk about that in great detail, hoping that some of...

Investing in Vape Stocks

​The electronic cigarette industry is undoubtedly one of the fastest growing industries globally. Barely a decade since its introduction to the market, the industry has already achieved global popularity and might hit the $59 billion worth mark in less than 10 years...

Alert: New IRA Conversion Rules to Consider

It’s been a long year for me personally, and I haven’t had the chance to keep this website as up to date as I wanted to due to many personal reasons.  However, today I came across an article on US News that I knew I just had to come and put in perspective that...

Money MGMT.

What is a Perfect Credit Score?

A lot of people think that to be considered to have "perfect" credit, you need to have a score of 850. After all, that is the highest credit score possible on the standard range of credit scoring. However, as described in the previous post about the possibility of...

Is a 900 Credit Score Possible?

When you check your credit, you will likely see a note on the site that indicates that the range of possible scores go from 300 to 850. These are the most common models of credit scores, so to answer the question in the title above, no, a 900 credit score is not...

The 7 Point Checklist for Investing In Your Home

Buying a home is one of the biggest decisions you’ll face in your life.  If you mis-step, you can easily put yourself in jeopardy of ruining your finances.  I’ve purchased homes, sold homes, rented homes, and I’ve even had a property foreclosed on....

Precious Metals

Why Investing in Precious Metals is Wise

Gold has always been a sexy investment, however investors have also turned to the merit of precious metals for investment.Just like gold, precious metals such as platinum, silver and so on are also equally capable of retaining monetary value even if the economy goes...

Retirement Tips

Money Saving Tips from a 24 Year Old

​I like people who think ahead.  In the case of Tori Dunlap, who wrote this article for Forbes, she’s thinking very far ahead.  I was intrigued by her contribution and ability to forward think enough that I thought I’d come and share what she’s doing in...

Retiring to Latin America on $2,000 a Month

When it comes to places to retire, it seems like most Americans (especially those from the Midwest and the Northeast) make their way down to warmer climates in the south like Florida and Arizona where they can spend their days golfing and not having to worry about...

What Is a Nondeductible IRA?

Basically, if you’re looking for the type of retirement plan that you can fund using money that you’ve already paid taxes on, then you’d want to set up a nondeductible IRA. With a traditional IRA, you have the ability to use your income tax to deduct contributions....

Stock Market

How to Trade Small Cap Stocks Online

Beginner investors find it more comfortable to invest in small cap stocks instead of taking on bigger investments. Small capitalization companies, of which these stocks belong to, are valued in between a price range of $250 million to $1 billion.The biggest advantage...