Retirement Tips

Simple IRA and SEP IRA Comparison, Differences, and Contribution Limits

Most people know about the Roth and Traditional IRAs, but there are two alternative types of IRAs that are lesser known:  the SIMPLE IRA and the SEP IRA.  These types of IRA accounts are available to small business owners and while they have some similarities, they also have some differences.  Today I’ll compare the two …

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Best 10 Countries to Retire to in 2020

​I always read articles that tout retirement destinations with extreme caution, mainly because many of them are influenced by advertising dollars and are perhaps selling real estate on subsequent pages.  However, this Business Insider article was told from the perspective of people who are already living in what they consider the 10 best places to …

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Forbes Paints Gloomy Outlook for Retirement When Next Financial Crisis Strikes

​An eye opening Forbes Magazine article definitely put some fear into American’s looking to retire in the next several years.  The basis of the article stated that a large part of the population will struggle financially during their retirement.  Citing insufficient savings and waning Social Security benefits, not to mention rising costs for care, the …

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How to Invest in Passive Real Estate With Your IRA

I’m all for alternative investments and diversification when it comes to long-term investing.  Today I’m going to speak about how you can use your IRA to buy real estate. How IRA Real Estate Investing WorksI started this blog when I converted my SEP IRA plan managed by a financial advisor to a self-directed IRA plan.  …

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Report: 66% of Millennials Have Zero Retirement Savings

In a not so shocking, yet disturbing report by CNN Money, it was announced that 66% of millennials have not saved a single penny for retirement. This doesn’t surprise me, to be entirely frank. I keep seeing the younger crowd buying the latest iPhone, the most popular video games, and designer clothing, all before dropping a …

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