by Tim Schmidt | Aug 3, 2019 | Money Management
Budgeting – it’s one activity that everybody seems to dread. Is budgeting really that bad or does it have a bad reputation? Truth be told, all a budget really is is a plan to manage your finances. That’s not too scary, right? Unfortunately some people see it as a form...
by Tim Schmidt | Jun 27, 2019 | Credit Hacks, Money Management
You’d be shocked at how many people simply don’t understand how credit scores are calculated. There are many factors involved, but by understanding a few of the basics, you can essentially game the system and ensure you are always in a solid standing credit-wise...
by Tim Schmidt | May 20, 2019 | Money Management
A lot of people think that to be considered to have “perfect” credit, you need to have a score of 850. After all, that is the highest credit score possible on the standard range of credit scoring. However, as described in the previous post about the...
by Tim Schmidt | May 15, 2019 | Money Management
When you check your credit, you will likely see a note on the site that indicates that the range of possible scores go from 300 to 850. These are the most common models of credit scores, so to answer the question in the title above, no, a 900 credit score is not...
by Tim Schmidt | May 13, 2019 | Money Management
Buying a home is one of the biggest decisions you’ll face in your life. If you mis-step, you can easily put yourself in jeopardy of ruining your finances. I’ve purchased homes, sold homes, rented homes, and I’ve even had a property foreclosed on....
by Tim Schmidt | Jan 14, 2019 | Money Management
Buying an engagement ring is one of the most important decisions and moments of life. Offering a diamond engagement ring to your soon-to-be wife is considered a tradition in many parts of the world. While my blog focuses mostly on retirement decisions, I...
