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money management


Should You Finance an Engagement Ring?

​Buying an engagement ring is one of the most important decisions and moments of life. Offering a diamond engagement ring to your soon-to-be wife is considered a tradition in many parts of the world.  While my blog focuses mostly on retirement decisions, I...

Money MGMT.

What is a Perfect Credit Score?

A lot of people think that to be considered to have "perfect" credit, you need to have a score of 850. After all, that is the highest credit score possible on the standard range of credit scoring. However, as described in the previous post about the possibility of...

Is a 900 Credit Score Possible?

When you check your credit, you will likely see a note on the site that indicates that the range of possible scores go from 300 to 850. These are the most common models of credit scores, so to answer the question in the title above, no, a 900 credit score is not...

Precious Metals

Why Investing in Precious Metals is Wise

Gold has always been a sexy investment, however investors have also turned to the merit of precious metals for investment.Just like gold, precious metals such as platinum, silver and so on are also equally capable of retaining monetary value even if the economy goes...

Retirement Tips

Money Saving Tips from a 24 Year Old

​I like people who think ahead.  In the case of Tori Dunlap, who wrote this article for Forbes, she’s thinking very far ahead.  I was intrigued by her contribution and ability to forward think enough that I thought I’d come and share what she’s doing in...

Retiring to Latin America on $2,000 a Month

When it comes to places to retire, it seems like most Americans (especially those from the Midwest and the Northeast) make their way down to warmer climates in the south like Florida and Arizona where they can spend their days golfing and not having to worry about...

What Is a Nondeductible IRA?

Basically, if you’re looking for the type of retirement plan that you can fund using money that you’ve already paid taxes on, then you’d want to set up a nondeductible IRA. With a traditional IRA, you have the ability to use your income tax to deduct contributions....

Stock Market

How to Trade Small Cap Stocks Online

Beginner investors find it more comfortable to invest in small cap stocks instead of taking on bigger investments. Small capitalization companies, of which these stocks belong to, are valued in between a price range of $250 million to $1 billion.The biggest advantage...